moving-with-a-small-budget

 

Moving on a Budget

Moving costs can be a very expensive thing to undertake. Between the costs of supplies, rental trucks, and mover’s fees, it all adds up very quickly. Moving across town will cost less than moving across country, but in either case, the costs are there.

However, there are ways to budget and make the costs of moving less prohibitive. Knowing where to spend and where to skimp can go a long way toward leaving some money in the bank when all is said and done.

Create A Moving Budget

By creating a budget, you will be less likely to be surprised by all the fees you end up paying. With a budget, you have an awareness of what the moving costs exactly what and how that will add up in the end. So sit down and consider exactly what you need and how much it will cost so you can get an idea of what you’re dealing with. You may find you have more than enough to do everything, or you may need to make sacrifices. It’s better to know that early rather than after everything is over and you’re dipping your hand in your pocket to find only change.

Determine the Money You Need Post Moving

In addition to determining what you’ll need to purchase and what it will cost, figure out what post-moving costs are going to be needed. This may be a small amount or it may be quite a bit, it really depends on your specific needs. But consider it because it’s something that will be needed, and you should be fully aware.

Save Money on Moving Company Fees

When you talk to moving companies, determine what extra fees may be charged. There may be fees for certain materials and tools or extra box fees and other things. You can often bargain for a better price or move during the off-season to get the best price you can. Check out a few companies to ensure you’re getting a good price.

Decide How Much Insurance to Buy

All moving companies have a basic insurance package that comes with the moving. However, there is often the option for extra insurance, as well. Think about what insurance package matches your needs and whether it will be worth the money you spend. This is a place where saving money may be a smart decision.

Save on Supplies

Rather than hitting up the moving company store for all your boxes, labels, tape, and similar items – consider other options. You may have friends or neighbors with extra supplies they’d be happy to hand over for free. You can also check places like Craigslist to find people giving away boxes. If you must pay for supplies, try other sources that might have cheaper prices. Most of the supplies will be largely the same, either way.

Remember Tax Deductions

You may or may not realize this but some moving expenses are tax deductible in some places. You can do a quick Bing or Google search to find out more about these rules. You may also choose to speak to an accountant or other financial expert for more information on these deductions. Find out how to record these things so you can save money on taxes later.

Record Receipts

Keep receipts of everything related to the move. You may find you don’t qualify for any deductions, but having a record is always a good idea. You just never know how it might help, but without proof, you won’t be able to take advantage of the possibilities that might come up.

By following this guide to a budget move, you should be able to find some ways to keep money in your pockets. It is possible to make moving a less expensive procedure and for those who require it, following many of these steps will help. Next thing you know you’ll be in your amazing new home, appreciating the money still in your bank.

 

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Moving Tip

  • Get rid of the junk! Get rid of anything you don’t need or want, it will make packing that much easier and save you money.The more stuff you have will increase the time and or weight of the move and will cost you more money!
  • Do not move jewelry, money, coin collections, etc. Keep these items in your possession.
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